StudentRate.com is committed to protecting your privacy and developing technology
that gives you the most powerful and safe online experience. This Statement of Privacy
applies to the StudentRate.com Web site and governs data collection and usage. By
using the StudentRate.com website, you consent to the data practices described in
Collection of your Personal Information
StudentRate.com collects personally identifiable information, such as your e-mail
address and the school you are enrolled in. StudentRate.com also collects anonymous
demographic information, which is not unique to you, such as your ZIP code, interests
There is also information about your computer hardware and software that is automatically
collected by StudentRate.com. This information can include: your IP address, browser
type, domain names, access times and referring Web site addresses. This information
is used by StudentRate.com for the operation of the service, to maintain quality
of the service, and to provide general statistics regarding use of the StudentRate.com
Please keep in mind that if you directly disclose personally identifiable information
or personally sensitive data through StudentRate.com public message boards, this
information may be collected and used by others. Note: StudentRate.com does not
read any of your private online communications.
StudentRate.com encourages you to review the privacy statements of Web sites you
choose to link to from StudentRate.com so that you can understand how those Web
sites collect, use and share your information. StudentRate.com is not responsible
for the privacy statements or other content on Web sites outside of the StudentRate.com
and StudentRate.com family of Web sites.
Use of your Personal Information
StudentRate.com collects and uses your personal information to operate the StudentRate.com
Web site and deliver the services you have requested. StudentRate.com also uses
your personally identifiable information to inform you of other products or services
available from StudentRate.com and its affiliates. StudentRate.com may also contact
you via surveys to conduct research about your opinion of current services or of
potential new services that may be offered.
StudentRate.com does not sell, rent or lease its customer lists to third parties.
StudentRate.com may, from time to time, contact you on behalf of external business
partners about a particular offering that may be of interest to you. In those cases,
your unique personally identifiable information (e-mail, name, address, telephone
number) is not transferred to the third party. In addition, StudentRate.com may
share data with trusted partners to help us perform statistical analysis, send you
email or postal mail, provide customer support, or arrange for deliveries. All such
third parties are prohibited from using your personal information except to provide
these services to StudentRate.com -- Student Loans, Calling Cards, Travel, Credit
Cards, Scholarships, and they are required to maintain the confidentiality of your
StudentRate.com does not use or disclose sensitive personal information, such as
race, religion, or political affiliations, without your explicit consent.
StudentRate.com keeps track of the Web sites and pages our customers visit within
StudentRate.com -- Student Loans, Calling Cards, Travel, Credit Cards, Scholarships,
in order to determine what StudentRate.com services are the most popular. This data
is used to deliver customized content and advertising within StudentRate.com to
customers whose behavior indicates that they are interested in a particular subject
StudentRate.com Web sites will disclose your personal information, without notice,
only if required to do so by law or in the good faith belief that such action is
necessary to: (a) conform to the edicts of the law or comply with legal process
served on StudentRate.com or the site; (b) protect and defend the rights or property
of StudentRate.com -- Student Loans, Calling Cards, Travel, Credit Cards, Scholarships;
and, (c) act under exigent circumstances to protect the personal safety of users
of StudentRate.com -- Student Loans, Calling Cards, Travel, Credit Cards, Scholarships,
or the public.
The StudentRate.com Web site use "cookies" to help you personalize your online experience.
A cookie is a text file that is placed on your hard disk by a Web page server. Cookies
cannot be used to run programs or deliver viruses to your computer. Cookies are
uniquely assigned to you, and can only be read by a web server in the domain that
issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save
you time. The purpose of a cookie is to tell the Web server that you have returned
to a specific page. For example, if you personalize StudentRate.com pages, or register
with StudentRate.com site or services, a cookie helps StudentRate.com to recall
your specific information on subsequent visits. This simplifies the process of recording
your personal information, such as billing addresses, shipping addresses, and so
on. When you return to the same StudentRate.com Web site, the information you previously
provided can be retrieved, so you can easily use the StudentRate.com features that
You have the ability to accept or decline cookies. Most Web browsers automatically
accept cookies, but you can usually modify your browser setting to decline cookies
if you prefer. If you choose to decline cookies, you may not be able to fully experience
the interactive features of the StudentRate.com services or Web sites you visit.
Security of your Personal Information
StudentRate.com your personal information from unauthorized access, use or disclosure.
StudentRate.com the personally identifiable information you provide on computer
servers in a controlled, secure environment, protected from unauthorized access,
use or disclosure. When personal information (such as a credit card number) is transmitted
to other Web sites, it is protected through the use of encryption, such as the Secure
Socket Layer (SSL) protocol.
Changes to this Statement
StudentRate.com will occasionally update this Statement of Privacy to reflect company
and customer feedback. StudentRate.com encourages you to periodically review this
Statement to be informed of how StudentRate.com is protecting your information.
StudentRate.com welcomes your comments regarding this Statement of Privacy. If you
believe that StudentRate.com has not adhered to this Statement, please contact StudentRate.com
at email@example.com. We will use commercially
reasonable efforts to promptly determine and remedy the problem.